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Jay Crosby, REALTORŽ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Potomac, Rockville and all of Montgomery County, Maryland Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Potomac, Rockville and Montgomery County real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Potomac, Rockville and Montgomery County REALTORŽ, I have the experience and track record you are looking for. Please let me help.

- Jay Crosby

Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Q	What area in the U.S. has been referred to as the "American Riviera"?
A	Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Jay Crosby
RE/MAX ALL PRO
110 North Washington Street
Suite 201
Rockville, MD 20850
301-785-5399
Fax: 301-933-7279
Email: jaycrosby@NUMBER1EXPERT.com

Thank you for visiting my website. I hope you are enjoying it. I like to provide the most fabulous real estate service possible for my clients and one small part of that service is this website that I have had for nearly 10 years. Having been a full time real estate agent for over 27 years, I can still remember what it was like when we did not have computers to aid us along. Yet, whether 27 years ago or yesterday, one thing I know is that people are still the same. They want and at times need a Realtor who knows the ins and outs of the home selling and home buying experience. The process is still complex and delicate. In fact, it is much more cumbersome today than ever. Some contracts can have as many as 40 or more pages to them. However, moving should also be a great experience, and I give it my best to see that my clients are well pleased and have a goal that when the deal is done so to speak, that they have fond memories for years to come. On a personal note, my wife Kelly and I have raised our three children here and we can vouch to the many great attractions and benefits in living in the Washington, DC area. I am a graduate of the University of Maryland and have just seen my oldest finish there as well. That has been a great treat for us. If you have not made your mind up about where to get professional real estate service, then I invite you to give me a call or email me so we can sit down and discuss your plans. The best way to reach me is on my cell phone at 301-785-5399, but you can also find me easily available through email if you prefer. My email address is jaycrosby@remax.net. Either way, I look forward to hearing from you. Have a wonderful day!

CRS Equal Housing GRI MLS REALTOR

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