Potomac, Rockville and Montgomery County, real estate and homes for sale in Maryland - Jay Crosby, REALTOR® Jay Crosby REALTOR(r) for Potomac, Rockville and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Jay Crosby NUMBER1EXPERT(tm) for Potomac, Rockville and Montgomery County, Maryland real estate
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Potomac, Rockville and Montgomery County, Maryland home buying, real estate listings, and homes for sale in  Montgomery County, MD
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Potomac, Rockville and Montgomery County real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Zoning Laws >Keeping an Eye on Zoning Decisions

Zoning classifications are the most important tool that a local government has to control the way land is used in a community. Areas designated as residential may have further controls on housing density for single family homes, townhouses or multiple-family houses. There are usually areas set aside for industrial, commercial and recreational purposes. Zoning boards spend their time listening to requests for exceptions to these rules or hearing arguments from parties who want to change or bend the existing zoning regulations.

These zoning decisions have a major impact on the surrounding neighborhoods. Citizens' groups often get involved in testifying at hearings on proposals that could affect their property values or their quality of life. These groups help create interest about issues in the local press and work to educate their neighbors about matters affecting them. Developers who go before a zoning board seeking major changes are wise to involve the local neighborhood group in formulating proposals that will affect those homeowners.

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Real Estate Trivia
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What do 84% of homebuyers who use the Internet to search for homes have in common?

A 
They use a real estate agent to purchase their home.
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Crosby
RE/MAX Pros

110 North Washington Street
Suite 201
Rockville, MD 20850
301-785-5399
Fax: 301-263-7043
Email: jaycrosby@NUMBER1EXPERT.com

Jay has been a dedicated full-time Realtor for 25 years and ranks in the top 1% of Realtors nationwide. He relocated from California to Montgomery County in 1971. Having lived here for over 39 years, he knows Montgomery County. Jay is known for his upbeat personality, a "can do" attitude and thrives by providing a high level of service for his clients. Jay and his wife Kelly along with their three children live in Potomac, Maryland and when he is not working he spends his time on family activities, coaching kids, and involvement with his local church. Jay would love to hear from you to explore any real estate needs you might have. Call Jay direct on his cell phone at 301/785-5399 or drop him an email at jaycrosby@remax.net.

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