Potomac, Rockville and Montgomery County, real estate and homes for sale in Maryland - Jay Crosby, REALTOR® Jay Crosby REALTOR(r) for Potomac, Rockville and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Jay Crosby NUMBER1EXPERT(tm) for Potomac, Rockville and Montgomery County, Maryland real estate
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Sellers Choose Jay Crosby: Why home sellers in Potomac, Rockville and Montgomery County, choose Jay Crosby
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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
Q 
Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"

A 
Salt Lake City, Utah.
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Crosby
RE/MAX Pros

20270 Goldenrod Lane, #200
Germantown, MD. 20876
301-785-5399
301-916-1400 x387
800-848-8275 x387
Fax: 301-916-0282
Email: jaycrosby@NUMBER1EXPERT.com

Jay has been a dedicated full-time Realtor for 18 years and ranks in the top 1% of Realtors nationwide. He relocated from California to Montgomery County in 1971. Having lived here for over 32 years, he knows Montgomery County. Jay is known for his upbeat personality, a "can do" attitude and thrives by providing a high level of service for his clients. Jay and his wife Kelly along with their three children live in Potomac, Maryland and when he is not working he spends his time on family activities, coaching kids, and involvement with his local church. Jay would love to hear from you to explore any real estate needs you might have. Call Jay direct on his cell phone at 301/785-5399 or drop him an email at jaycrosby@remax.net.

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