Potomac, Rockville and Montgomery County, real estate and homes for sale in Maryland - Jay Crosby, REALTOR® Jay Crosby REALTOR(r) for Potomac, Rockville and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Jay Crosby NUMBER1EXPERT(tm) for Potomac, Rockville and Montgomery County, Maryland real estate
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 301-785-5399.


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Top Real Estate Links: Potomac, Rockville and Montgomery County, Maryland home buying, real estate listings, and homes for sale in  Montgomery County, MD
Welcome > Resources > Top Real Estate Links ...


Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Germantown Movers
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What famous writer's home is Rowan Oak?

A 
Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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Jay Crosby, REALTORŪ, real estate agent and broker for Potomac, Rockville and Montgomery County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Jay Crosby
RE/MAX Pros

20270 Goldenrod Lane, #200
Germantown, MD. 20876
301-785-5399
301-916-1400 x387
800-848-8275 x387
Fax: 301-916-0282
Email: jaycrosby@NUMBER1EXPERT.com

Jay has been a dedicated full-time Realtor for 18 years and ranks in the top 1% of Realtors nationwide. He relocated from California to Montgomery County in 1971. Having lived here for over 32 years, he knows Montgomery County. Jay is known for his upbeat personality, a "can do" attitude and thrives by providing a high level of service for his clients. Jay and his wife Kelly along with their three children live in Potomac, Maryland and when he is not working he spends his time on family activities, coaching kids, and involvement with his local church. Jay would love to hear from you to explore any real estate needs you might have. Call Jay direct on his cell phone at 301/785-5399 or drop him an email at jaycrosby@remax.net.

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